Homeownership Programs

The City of Gainesville Homeownership Programs are designed to increase homeownership opportunities for very low, low and moderate income residents of the City by providing: 1) downpayment assistance to first time homebuyers and 2) due on sale loans to prevent families from losing there homes through foreclosure.

For an overview of the Housing & Community Development Program see link below.

Downpayment Assistance workshop registration form

Down Payment Assistance Approved Lender's List

Mortgage Foreclosure Intervention:  The Housing & Community Development Division is currently accepting applications for Mortgage Foreclosure Intervention.

 Mortgage Foreclosure Intervention Application

The following documents must be completed along with the MFI application above:

Borrower's Statement

Default Checklist

Cover Sheet

MFI Program Information

The Housing & Community Development Division (HCD) offers a Credit Repair Workshop and Counseling through our Credit Repair Program.  Housing & Community Development (HCD) is a HUD certified agency, there is no charge for the workshop or counseling.  Use the link below for more information about our Credit Repair Program.

Housing & Community Development Counseling Activities