The Choice is Yours!
In the search for benefits, the City of Gainesville attempts to meet the needs of all our employees; therefore, we offer our employees the choice of three separate voluntary dental insurance benefit plans. Highlights of these plans are given below.
Choice Dental Plan
|
| Pros |
Cons |
- Most Providers
- More covered services
- Most comprehensive coverage
- No restrictions on switching providers
- Co-insurance payments
|
- 12 month wait for major services
- $50 deductible
- $1,500 per year maximum coverage
- $1,000 lifetime orthodontics coverage < 19 yrs old
|
CoPay Dental Plan
|
| Pros |
Cons |
- Large number of Providers
- More "detailed" services than the DHMO plan
- No restrictions on switching providers
- Co-Payment Schedule (Fee Schedule)
|
- 12 month wait for major services
- $50 deductible
- $1,000 per year maximum coverage
- $1,000 lifetime orthodontics coverage < 19 yrs old
|
DHMO Dental Plan
|
| Pros |
Cons |
- No waiting period for major services
- No deductible
- No annual maximum
- Co-payment schedule (Fee Schedule)
|
- Very small Provider list
- Less services provided
- ONLY general dentist may be selected as primary
- Can only change providers once per month
- No orthodontics coverage
- Must choose a provider at sign-up
|
New & Notable
Enhanced Dental Benefits - You may qualify if you are a member of our Choice or CoPay plans
Forms
All enrollment and change forms must be turned in to the Risk Management Department for changes to take affect.
Benefits Enrollment Form - Used to enroll for voluntary dental, health and vision insurance
Dental Insurance Change Form - Used to make changes to your voluntary dental insurance coverage
Dental Choice and CoPay Claim Form - Used to file claims for reimbursement for covered dental care
Information